Save on fees
Because we’re an online home lender, you’ll have no application fee, no monthly fees, no annual fees, and no redraw fees.
FOR YOUR INVESTMENT PROPERTY
Looking to buy your first (or next) investment property? Whether it's your first rodeo, or you've been around the block before, Tic:Toc is the provider of competitive rates.
Investment loans are a type of loan you can get when you want to purchase a property to hold as an investment. This differs from a live-in or owner-occupier home loan which is a type of loan you would get if you intended to live in the property you are applying for. If your circumstances change, you can change from an investment loan to a live-in loan if you intend to move into your investment property.
We have some of the best investment property interest rates around. But there’s more to investment property loans than interest rates alone.
Because we’re an online home lender, you’ll have no application fee, no monthly fees, no annual fees, and no redraw fees.
Offset accounts + fixed rates are rare. Lock in a low fixed rate and use your offset to reduce your interest over the life of your loan.
We have local home loan specialists that are here to help 7 days per week. Even weekends!
Reap the rewards of a truly digital home loan: award winning home loan rates, with no fees.
We assess you as you complete your application, which means your home loan approval comes faster.
Get tech-nerd grade security, encryption and hosting. Plus, confidence in our Australian Credit Licence and backing by Australia's fifth largest bank.
Some of Australia's best interest rates live here
P&I
Investment
6.04% p.a.
Interest rate
6.05% p.a.
Comparison rate
Please note if you add an offset account, your comparison rate will change.
P&I
Investment
6.50% p.a.
Interest rate
6.09% p.a.
Comparison rate
Please note if you add an offset account, your comparison rate will change.
Your first step is to get started looking for properties that you like. When looking at properties you can use things like our handy borrowing calculator or repayments calculator to get a rough idea of how much you can borrow and what your repayments will be. Using tools like these can give you a guide of what you’ll be able to afford and help narrow down your search for suitable properties.
While you’re looking for properties, you can apply for pre-approval so you have a rough idea of how much you are able to borrow. This can be helpful if you want to bid at an auction.
Once you find a worthy investment it’s time to make an offer and sign your purchase contract - things are starting to get real now!
Now you have your purchase contract you can apply for full approval (which is the real deal).
Once all your paperwork has been signed and returned to your lender, all that’s left for you to do is sit back and wait for settlement. Nice!
Learn more with some of our frequently asked questions.
HOME LOAN GUIDE
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