Our rates and fees
Our fees. What fees? Get the low down on fees and sell all our rates side by side.
Get all the numbersWhether you're a first-time buyer or refinancing an investment property, we've got the loan for you.
Explore what we have to offer, so you can make smarter decisions.
Our fees. What fees? Get the low down on fees and sell all our rates side by side.
Get all the numbersAt Tic:Toc, we've made borrowing fast & simple. See why people love our home loans.
Our featuresSounds like we're up your alley? Answer a few questions to see if Tic:Toc is a good fit for you.
View our eligibility checklistDon't qualify for Tic:Toc? Let our in-house broker offering match you to 100s of loans via our lender panel.
Learn more about Tic:Toc + ChoiceWe're not just the world's first truly digital home loan. We're a home loan that actually makes sense - a simple process, with no nonsense, no jargon and no asterisks.
We assess you as you complete your application, which means your home loan approval comes faster.
Reap the rewards of a truly digital home loan: award winning home loan rates, with no fees.
If you get stuck or have a question, you can speak to a friendly human who knows what they're talking about.
Get full or conditional approval (subject to property). We do both. Get full approval for maximum confidence at auction.
By linking your accounts, we can verify your income and expenses without paper. Responsible, and fast.
Get tech-nerd grade security, encryption and hosting. Plus, confidence in our Australian Credit Licence and backing by Australia's fifth largest bank.
Thanks to our own proprietary tech we're able to assess home loan applications faster than the average lender. This means we can pass those savings on to our customers and offer some of the lowest rates in the market.
We celebrate all business owners who take on the challenge of working for themselves. We were a start-up once, after all.
If you have your ducks (and docs) in a row, Tic:Toc could be for you. More flexibility, at the best price.
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