At Tic:Toc, we’re very serious about your privacy. We’re regulated by government legislation such as the Privacy Act 1988 (Cth) (‘Privacy Act’) and the Privacy (Credit Reporting) Code (‘CR Code’), which outline how we should treat your personal information. Our policy is quite in depth and has a lot of information in it. If you’d like to see the whole policy, you can read it here. In case you’re not ready for a big read, here are some of the main points.
Most of the information we collect will be directly from you.
This could include your:
There are some cases where we might collect personal information about you from other people or organisations, such as our funder, service providers or your employer.
We’ll also need to collect some credit-related data as well. The types of credit-related information we collect and hold includes:
The information that we collect helps us to assess your application, and we never sell your information to other third parties. Some specific things we use and share your personal information for include:
Generally speaking, we don’t share your information outside of Tic:Toc, but there are some exceptions to this. We only share information with third parties that we believe have the appropriate systems in place to look after your personal information.
Some of the third parties we might share your personal information with include:
If you want to you have the option of not identifying yourself (or using a pseudonym) when dealing with us, unless we are legally required to identify you in order to deal with you, or it would be impractical for us to deal with you if you have not identified yourself. But keep in mind that we can’t process or accept your home loan application unless you identify yourself.
Home Loan Guide