Terms and conditions

Yes, if you’re refinancing from another financial institution to Tic:Toc and you meet the terms and conditions outlined above, you can get the cashback.

Unfortunately, the cashback does not apply for refinancing an existing Tic:Toc home loan.

Y-E-S. If your property is eligible and you meet the terms and conditions outlined above, you can get the cashback. Find out more about our eligibility criteria here.

What starts with Y, and ends with ES? Yes, you can get the cashback if you’re purchasing an eligible investment property, and meet the terms and conditions outlined above. Find out more about our eligibility criteria.

• We’ve outlined our eligibility criteria here, or you can enter your address on the first page of our application to see if it’s eligible.

• Your loan amount needs to be $300K or higher.

• You need to meet the terms and conditions outlined above.

The cashback promotion applies to each loan application, not to each individual loan applicant.

We’re really sorry but our promotional period is only valid for eligible applications submitted between 1 February and 31 March 2022 ☹️.

We’re really sorry but our promotional period is only valid for eligible applications submitted between 1 February and 31 March 2022 ☹️.

We’re really sorry but our promotional period is valid for eligible applications submitted between 1 February and 31 March 2022 ☹️.

Existing customers are eligible for the cashback if they’re applying for a brand new home loan + property (i.e. you cannot refinance an existing Tic:Toc home loan).

To be eligible for the cashback you need to have submitted your application by 31 March, be approved by 30 April and settle prior to 30 June. If you begin a new loan application outside of the promotion period, you will not be eligible for the cashback.

Wowee, nice one. If you have applied for multiple home loans during the promotional period and they all settle by 30 June 2022, then heck - you’ll get a cashback for each home loan settled (*Tic:Toc checks bank account*).

The promotion period starts on 1 February 2022 and ends on 31 March 2022 (subject to change).

We’ll collect your details when you get to the nitty gritty (aka when your loan has been approved and we’ve got a settlement date lined up). All things being well, we’ll transfer your $2,022 cashback into your nominated bank account within 45 days of settlement.

The promotion period will run for from 1 February to 31 March 2022 (subject to change).

You’ll receive the $2,022 cashback within 45 days of settlement.

You can receive the cashback for each eligible loan application within the promotional period.

We don’t have a minimum loan period, however if you do decide to leave Tic:Toc (sniff), you’ll be up for a $325 discharge fee.