When you apply for credit with us we collect credit-related information about you from credit reports provided by credit reporting bodies. That’s your credit history.
Our dealings with the credit reporting bodies are reciprocal, so we might also share credit-related information with them about your credit accounts, including how well you may manage your repayments.
We use the two main credit reporting bodies in Australia: Equifax Australia and Illion Australia. If you’re interested in their own privacy policies or want to contact them for any reason, here’s how you can get in touch with them:
Equifax Australia.
PO Box 964
North Sydney NSW 2059
1300 762 207
www.mycreditfile.com.au
Illion Australia.
PO Box 7405
St Kilda Melbourne VIC 3004
1300 734 806
www.illion.com.au
If you’ve been a victim of fraud (including identity fraud), or think you might be targeted, you can ask a credit reporting body not to use or share the information they hold about you by getting in touch with them directly.
Sometimes your credit-related information will be used by credit reporting bodies for the purposes of “pre-screening” credit offers on the request of other credit providers. You can contact the credit reporting body at any time to request that your credit-related information is not used in this way.