Save money, time and stress.
Whether you're looking for your first home, or want to refinance we have a home loan that will suit you.Find your home loan
With Lenders' Mortgage Insurance (LMI), you can borrow up to 90% and get the same hot rates. Don't wait years for a discount.What is LMI?
Unlike other lenders, we offer a 100% offset account for both our fixed and variable home loans so you can save on interest.More on offsets with fixed rates
Save with no Tic:Toc fees. $0 Upfront fees, $0 Monthly Fees, $0 Application Fee, $0 Annual Fee.Compare fees
Get unlimited extra repayments for variable loans and up to $20,000 per year for fixed home loans.Pay off your loan sooner
We're not a call centre and pride ourselves on giving straight-up info, fast. Our home loan experts are Australia-based and 90% of our calls are answered within 20 seconds. We hate salesy speak, so won't be pressuring you for anything. We're just here if and when you need help.
We take security very seriously here at Tic:Toc. That’s why our proprietary tech has been built from the ground up, by us - it’s so good, other lenders, including two of Australia’s biggest five banks, use it too.