FAQs / Considering a home loan

Can I get an owner occupied loan for my investment property?

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You can’t get an owner occupied loan for an investment property. You’ll need to specify in your loan application if you’re planning to live in the property you’re taking a loan out against. If you’re not going to be living in the property, you’ll need to get an investment home loan. Likewise, if you plan to move into your investment property you can turn your investment home loan into a live-in (owner occupied) home loan.