FAQs / Applying for a home loan

I am not an Australian resident, can I still apply for a Tic:Toc home loan?

All FAQs

Unfortunately, no. You must be an Australian citizen or a permanent resident living in Australia to be eligible for a Tic:Toc home loan.

And that’s not just a requirement of Tic:Toc, but of most home loan lenders in Australia.

There are those who will lend to foreign citizens or expat Australians living abroad and wanting to buy investment property in Australia, but there are usually higher interest rates attached to such loans and a larger deposit is often required.

Certain foreigners and visa holders may also be required to pay a surcharge on stamp duty and possibly land tax, depending on which state they want to purchase in.

To find out the other eligibility criteria you’ll need to meet when applying for a Tic:Toc home loan, visit our Eligibility page.

Home Loan Guide

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