FAQs / Applying for a home loan

Can I DIY a home loan?

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Despite common belief, you don't always need a middleman - you can complete our online home loan application all by yourself!

Tic:Toc's world-first technology allows you to apply for a home loan wherever you want, whenever you want. We perform the loan assessment utilising our technology and brilliant home loan experts' expertise - which is how we keep our rates an fees low and your savings high.

Our home loan application is simpler and easier, so we do things a bit differently from the traditional home loan process. Tic:Toc is a completely digital, 100% online application. Meaning you don't need to dress up and pop into a branch or go see a broker. To get started check over our eligibility, read up about what documentation you may need, and then you can start the application when you're ready.

Keep in mind: our application is the real deal. It's not just a form that captures your details so we can call you back later. We'll be assessing you in real time, running a real credit check, and asking you to verify your financial information.

It's a true DIY home loan. So go at your own pace, in your own time.

But, you don't have to go it alone. If you just want to have a chat, our all-star cast of home loan specialists are here to help 7 days a week and in whatever way best suits you (chat, phone, email, IG DMs, carrier pigeon…).

All you need to do is apply, provide any info we need, post back loan docs and get your loan settled. Take a look at our application process here - it doesn't get any simpler than that! So let's get started.

Home Loan Guide

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