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Can I apply for any type of loan online?

All the loans we have are available online only. Before you start the application process though, you’ll need to check your eligibility.

If you can answer yes to these questions, there’s a good chance you can apply for a Tiimely Own home loan. However, if you are not eligible, don’t worry. We can help you find a home loan to suit you via our in-house broker service.

  • Are you buying or refinancing an established property (not off-the-plan or under construction)?
  • Are you buying or refinancing a home or investment property in a capital city or major regional centre?
  • Do you want to borrow at least $50k (and no more than $3m)? If borrowing more than $2m, do you have at least a 25% deposit?
  • Do you have at least a 10% deposit or equity, plus savings to cover fees and charges such as stamp duty?
  • Are you currently employed (either on a salary or self-employed)?
  • Do you have at least one form of government ID, such as a passport, driver’s licence or Medicare card?
  • Are you an Australian citizen or permanent resident who lives in Australia?

If you answered yes to all of these, we could be a good fit for each other.

Want to learn more about the loans we offer? Check out our home loans page.

Still have questions? Check out our FAQs or speak to our online chat consultants - they're real people ready to assist.

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Legal things about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Tiimely Turnaround
^Our turnaround times are up to 2x faster than the industry, based on a comparison of our average platform submit to approval time compared to industry submit to approval time, published here  (June 2023). Customer turnaround times are dependent on individual circumstances and may require an assessor to obtain more information.

Our trade mark
Tiimely is a registered trademark of Tiimely Pty Ltd.