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Who actually lends me the money and where does it come from?

For Tiimely Own home loans:

Your loan provider is Tiimely Home, which makes you a Tiimely Home customer and Bendigo and Adelaide bank funds your loan.

What the bank does:

In addition to the funding, Bendigo and Adelaide bank provides an online portal for making your loan repayments and accessing your offset account. They also process any changes you might want to make to your loan.

We partnered with Bendigo and Adelaide Bank because they’re a trusted bank, giving our customers the protections a bank has in the unlikely event of a finance crisis. Read our guide on the Financial Claims Scheme and why it’s important that our offsets are covered under the Financial Claims Scheme (FCS) for up to $250,000.

For home loans via our in-house broker service:

Tiimely Home will be your loan facilitator, and we’ll find you a loan through our trusted panel of lenders. Your loan will be funded by the lender who offer the home loan that you choose. Read more in our credit guide.

What Tiimely Home provides across both

Tiimely Home’s lightning fast assessment process is the same whether you have a Tiimely Own home loan or use our broker service. And as you apply, we initiate the a credit check from a credit reporting agency and assess your eligibility for a home loan.

You’ll also be supported throughout your home loan journey from the same customer service team, Home Loan Experts and our in-house broker team, all of whom are based in our Adelaide HQ.

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Legal things about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Tiimely Turnaround™
^Our turnaround times are up to 2x faster than the industry, based on a comparison of our average platform submit to approval time compared to industry submit to approval time, published here  (June 2023). Customer turnaround times are dependent on individual circumstances and may require an assessor to obtain more information.

Our trade mark
Tiimely is a registered trademark of Tiimely Pty Ltd.