No! Tic:Toc doesn’t do honeymoon rates. Because of our efficient tech, we offer low rates all the time, and our rate changes are based on our funder (Bendigo and Adelaide Bank) and market forces such as the RBA cash rate. Honeymoon rates are designed to entice new customers to apply, but after the honeymoon period ends your rate gets hiked back up and you could end up with a less competitive rate than others currently on the market. You can learn more about the different types of rates in our Home Loan Guide here. And if you’re curious about how our rates have changed over time, you can take a look at our historical rate graph in our 'How banks and lenders set their interest rates' Home Loan Guide.
Home Loan Guide
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